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Pradhan Mantri Suraksha Bima Yojana (PMSBY) & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY)
  • Eligibility: ICICI Bank- Savings Bank (SB) Account holders between 18 years and 70 years who give their consent to join/enable auto-debit, as per the modality, will be enrolled into this scheme.
  • Policy period: The cover shall be for one year, starting from June 1, 2015, to May 31, 2016, for which the option to join/pay by auto-debit from the designated Savings Bank account on the prescribed forms will be required, to be given by May 31, 2015 (extendable up to May 31, 2016). For the saving A/c holder joining after May 31, 2015, the cover shall end on May 31, 2016.
  • Premium: ₹12 per annum.
  • Payment Mode: The only mode available is that the premium will be directly auto-debited by the bank from the subscriber’s account.
  • Risk Coverage: Total coverage (sum-insured) under the scheme is ₹2 Lakh.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Eligibility: ICICI Bank- Savings Bank (SB) Account holders between 18 years and 50 years who have given the consent to join the scheme, or enable auto-debit, as per the modality, will be enrolled into the scheme.
  • Policy period: The cover shall be for one year period starting from June 1, 2015, to May 31, 2016, for which the option to join/pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by May 31, 2015, extendable up to May 31, 2016.
  • Premium: ₹330 per annum.
  • Payment Mode: The only mode available currently is that the premium will be directly auto-debited by the bank from the subscribers’ savings bank account.
  • Risk Coverage: Sum Assured of ₹2 Lakh on the death of the Insured member for any reason is payable to the Nominee.